Last week, my MD sat down with me for an appraisal. The best part? ✏️ She didn’t just give feedback. She gave me data. I’m a very KPI‑driven person, so when she showed me the stats (candidate calls, client calls, CVs sent), One number stood out: 👉 In the first half of 2026, I made 300 client calls (Both cold and warm). 👉 Those calls generated HK$300k referral revenue for me, simply by passing jobs to colleagues. That’s when the big question hit me: How do I generate more th

I was ready to celebrate my “basic financial freedom” milestone with a nice bottle of Sena red wine. 🍷 But as I mentioned in my previous post, I got - higher rent - pricier personal training lessons - bills that seemed to grow faster than my dividend payouts. That’s when frustration turned into a bigger question: 👉 If inflation keeps outpacing salary growth, are we all doomed to stay in the rat race forever? Then income inequality will get even wider. Business owners will g

When I thought I could finally relax after reaching basic financial freedom… or even consider upgrading to a nicer place… Reality hit me hard! Turns out I need to keep investing just to maintain the same standard of living. Recently: - My landlord informed me rent will go up 10–15%. - My gym raised personal training fees by 7%. In Hong Kong, property prices have dropped. But rents have surged as more people choose renting over buying. Even though my commission this year is hi