š” Why should we work hard?
- 5 days ago
- 2 min read

A recent graduate asked me this recently.Ā
Instead of giving her a textbook answer, I shared my story.
Back in my first year at CUHK, I was lucky enough to join a summer exchange at Cambridge University š.
The deal was simple:Ā
Pass three courses with a B or above, and the scholarship covered everything.
Now, hereās where it gets interesting.Ā
Every weekend, I hopped on budget flights āļø
Ryanair to Germany, Brussels, Norway, France.Ā
Each return ticket was only HK$800.Ā
I thought I was living the dream⦠until my parents saw the credit card bill š³š
They were furious.Ā
When I got back to Hong Kong, they cut my card āļø and slashed my pocket money to HK$200 a week.Ā
That meant HK$40 a day.Ā
After paying HK$18 for the MTR š from home to university, I had HK$22 left for food.Ā
Imagine surviving on soya sauce, fried egg, and sausage rice at the canteen for HK$15 š³.
So I had to do SOMETHING.
Psychology experiments: HK$60 an hour š§
Tea tasting, chips tasting, written test..you name it, I signed up šµš
Private tutoring: HK$220 an hour š
Slowly, I earned enough to eat better š², buy clothes I liked š, and invest in makeup that made me feel better šĀ
And thatās when it hit me: money isnāt just about survival.Ā
It gives you options. It gives you freedom.
Money allows me to invest in myself and make myself better.
That lesson fueled my drive to work hard šŖ
Later, in my 30s, I realized passive income matters even morem because eventually, I canāt keep trading time for money ā³Ā
I feel tired after working for a whole day.
I would rather go home than to teach a student at HK$220 an hour as my passive income covers all my expenses except rent already.
We need money to work for us šµā”ļøšµ
Looking back, if my parents hadnāt cut that credit card, I might have stayed āaverageā comfortable, but never hungry enough to push myself.
So hereās my question for you:
Whatās your story? What moment lit the fire š„ in you to work hard?
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